At this time of year, many of us turn our thoughts to how we can help others. Charitable contributions generally see a sharp increase during the holidays, homeless shelters have more volunteers, food banks receive extra donations. Giving makes us happy, whether we give from our abundance or from our poverty. As I think back on the many blessings I have received this past year, what I remember most are the opportunities for giving that came my way. The joy of giving back still brings a smile to my face and lightens my heart. I encourage you to experience this happiness for yourself and give generously this holiday season.